Heritage Insurance Brokerage PLLC
Serving the states of:
TEXAS - LOUISIANA - FLORIDA
SERVICES WE OFFER
Homeowners, Renters/Condo, Mobile Home Insurance
Homeowners Insurance is a type of property insurance that covers a private residence.
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. Condo insurance is a policy that is purchased by the owner of a condo unit. It generally helps pay to repair your unit and your belongings if they are stolen or damaged by certain perils, such as fire or vandalism.
Auto, Truck, Motorcycle, Boat Insurance
Business Auto, Umbrella Insurance, Surety Bonds
Bond insurance, also known as "financial guaranty insurance," is a type of insurance whereby an insurance company guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the issuer of the bond or security. It is a form of "credit enhancement" that generally results in the rating of the insured security being the higher of (a) the claims-paying rating of the insurer or (b) the rating the bond would have without insurance (also known as the “underlying” or “shadow” rating).
Business General/Professional Liability Insurance
Business Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
Whole Life, Fixed Expense, Term Life Universal Life Insurance
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.